404. We're ready to help.

Apply for a $1,000 loan online today, even if you have bad credit, don’t despair. You could borrow up to $1,000 if you meet specific criteria.

Bright Loans offers payday loan and installment loans of $100 to $5,000 at insight competitive interest rates. However, since Bright Loans doesn’t charge a prepayment penalty, you can save on interest by paying off your loan early. Bright Loans does its best to keep borrows informed. Bright Loans follows a list of best practices of OLA (Online Lender’s Alliance)


404 - How to get a $1,000

When you need $1,000 fast, a payday loan might be your best option. These short-term loans are costly, but can get you the money you need quickly.
The most common type of $1,000 loan is a traditional payday loan. This means that you pay it all back plus a fee the next time you get paid — within two to four weeks.

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404 Criteria Check List

  • Age over above 18 years old
  • US citizen or a permanent resident, and legally live in the United States
  • Be employed with the same employer for a minimum of 90 days
  • Income of around $1,000 per month after tax deductions
  • Have a valid email address, working telephone number for your home and work
  • Have a checking account or bank account in your name

Single application, Multiple lenders

When you send the application through Bright Loans Will have the potential to reach the lender's score You can be sure that TrustedLoanNetwork Will connect with the lender according to the appropriate options based on your application details and the criteria of the different lenders.

404 would be your choice of help your financial problem.

Complete an application, If you qualify for a loan, review the terms and conditions of your specific loan offer and receive your funds in as little as one business day.

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Quick Decision & Quick Process

Real-time Lenders decision, the online application does not take longer to complete and you can know the approval results almost immediately. Once approved, you can expect money to be transferred to your bank account that has been nominated immediately on the next business day.

Certified Service & Bad Credit OK

Bright Loans Not a lender and not checking all types of credit They connect your application to network lenders that are likely to approve your loan request. Bright Loans Comply with state laws and make the loan process transparent.

Any Where Any Time 24/7

Fill out an online form, it is even possible to submit your request through Bright Loans 24hrs every day. All you need is a laptop or smartphone phone with internet connection.


404 offers a simple loan for you. Just fill out the form once. The system will process the data and present it to the large number of lenders. In order to consider the loan application, which is a good opportunity that you may receive a good offer And get quick money as you need.

Conventional loans normally come with stringent lending criteria, but most employed people can consider applying for online payday loans with bad credit, as long as they can show their ability to repay the loan.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

You can borrow from $100 up to $1,000. Most lenders will look at the amount you can borrow. And will let you know that the loan is a type of loan. But in most cases, if amount less than $1,000 is payday loan any more is the installment loan.
Bright Loans runs a secure website and outlines its safety measures and privacy policy in the Terms of Use page. Your personal information is kept safe by a standard security certificate.
Just remember that the states it services are limited, and always read the full contract before you sign to make sure you know exactly how much your laon will cost. Many states severely control the payday loan industry, and in a few states, they are not legal at all
When you need a payday loan and looking for a loan To choose to use a reputable partner service Bright Loans is an online loan matching service that works with lenders' databases that prove that they are honest and operate under the OLA (Online Lender’s Alliance) laws and regulations.
Not all payday advances are scams, some legitimate lenders provide such type of credit. However, payday loans are costly sometimes, and this is the reason why some accuse them of being a scam. Normally, you will have to pay $15 to $30 per $100 you borrow, which results to at least a three-digit APR..
You can apply for a Bright Loans payday loan. Not everyone has the best credit, and Bright Loans understands. No matter your current financial situation, you can apply with Jora and it bases its decision on more than just your credit score.

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Bright Loans offers loans up to $5,000.

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More Information apply via phone call.


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For any questions, Please do not hesitate to contact us.


Important Disclosures. Please Read Carefully.

This service is not available in all states. If you request a loan in a particular state where such loans are prohibited,or in a location where Brightloans.net does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. Brightloans.net is not a lender and does not make loan or credit decisions. Brightloans.net connects interested persons with a lender from its network of approved lenders. Brightloans.net does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. Brightloans.net receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Brightloans.net’s service is always free to you.

By submitting your information via this website, you are authorizing Brightloans.net and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Brightloans.net to share your information and credit history with a network of approved lenders and lending partners.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. Brightloans.net has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.