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Apply online via with this loan-connection service offering unrestricted short-term loans.

Some lenders offer instant approval while others take just a few others to process your application.

Just 3 step away

  • 1. Fill the online application form. Apply Now
  • 2. Real-time Lenders decision and offer to you
  • 3. Accept term. Cash direct deposited to bank account.

Get Loan Offers in Minutes!

Privacy Policy

This Privacy Policy ("Policy") applies to websites. It tells the user ("you" or "candidate") of the website and the services provided about the information collected and how Use and share this information. By sending an application that will be paired with the lender through Indicates that you accept this policy, including the terms and conditions posted on this website So you have to read before you finish and submit your application. If you do not agree with these policies and terms and conditions, you will not be allowed to access or use this website.

Privacy Policy of, which is included here with reference, applies to any information provided through this website. Privacy policy defines our rights and responsibilities regarding your personal information. will not use your information in a way that does not comply with the objectives and limitations specified in the privacy policy. reserves the right at its own discretion. Solely to amend the privacy policy without letting you know in advance Changes to the Privacy Policy will be effective when posting and continuing to use your website. This means that you accept such changes.

Site Use does not charge you any fees for your use of this Site or our marketplace service. is not acting as an agent for (1) you, (2) any lender or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. may receive compensation from lenders and lending partners and other third parties for its services.


Lenders may have different policies regarding late payments. Review the late payment policy detailed in your loan agreement before signing. All lenders must abide by applicable laws, rules, and regulations regarding late payment fees. Select your state from the list below to review the laws and regulations governing late payments by a particular state.

What does collect and share information ?

The types of personal information that collect and share depend on the product or service you have with This information can include:

  • Social Security number and checking account information
  • Transaction history and income
  • Credit history and account balances
  • Employment information, bank account where you wish to receive funds including ABA/routing numbers
  • Desired loan amount and other information required on loan application
  • Whether you rent or own your home.
  • IP addresses, browser data and server logs

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons chooses to share and whether you can limit this sharing.

  • Reasons can share your personal information

    Do we share?

    Can you limit?

  • For everyday purposes - forwarding your application to Lenders in our network, information regarding your loan application and inquiries, responding to court orders



  • For marketing purposes - to offer our loan marketing services to you



  • For joint marketing with Lenders and marketing affiliates



  • For our affiliates to market to you - including information about your creditworthiness



  • For non-affiliates, to market to you - sharing your information to third party marketers



Third Party Advertisers

In order to provide our services free of charge, we may display advertisements. By accessing or using this website, you expressly agree to receive these advertisements. We may provide links or automatically redirect you to third party web sites that do not operate under this Policy. For example, if you click on an advertisement presented on our site, you may be taken to a web site that does not operate or control.

You should always review privacy policies and terms of all third party sites you access. In addition, we may share some or all of your personally identifiable information with third party marketers and list managers with whom we have a business relationship and they may use this information to communicate with you about other business or marketing offers via telephone, direct mail, email, SMS or other channels. Standard text message rates may apply if using SMS.

Website Changes

Policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of Changes to this Policy will be posted on the web site and we will revised the "last updated" date at the top of this policy. You should review this Policy each time you access the web site. If we make any material changes in the way we collect, use, and/or share personal information that may impact you, we will notify you by sending an email to the email address you most recently provided to (unless we do not have an email address for you) and/or by prominently posting notice of the changes on this web site.

Your continued use of the Site constitutes your agreement to the new Policy and its changes, and by using this Site and submitting an application to be connected to a Lender, you warrant you have done so or decided not to do so. If you do not understand any terms of this Policy, you should seek legal advice..


You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.

Apply For Loan

Apply in three easy steps of Bright Loans

Bright Loans accepts borrowers with every credit background.


Complete the form

Fill out an online application form and wait for response to e-mail from the time of the request during business hours.

Go to Form


Get Approval

We will find a lender who can best meet your requirements. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need (such as verification of employment, pay stubs, etc.).


Secure Your Funds

Once your loan is approved, you will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, cash will directly deposit into your bank account.

Important Disclosures. Please Read Carefully.

This service is not available in all states. If you request a loan in a particular state where such loans are prohibited,or in a location where does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. is not a lender and does not make loan or credit decisions. connects interested persons with a lender from its network of approved lenders. does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless,’s service is always free to you.

By submitting your information via this website, you are authorizing and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize to share your information and credit history with a network of approved lenders and lending partners.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.