Apply online via Brightloans.net with this loan-connection service offering unrestricted short-term loans.
Some lenders offer instant approval while others take just a few others to process your application.
brightloans.net does not charge you any fees for your use of this Site or our marketplace service. brightloans.net is not acting as an agent for (1) you, (2) any lender or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. brightloans.net may receive compensation from lenders and lending partners and other third parties for its services.
Lenders may have different policies regarding late payments. Review the late payment policy detailed in your loan agreement before signing. All lenders must abide by applicable laws, rules, and regulations regarding late payment fees. Select your state from the list below to review the laws and regulations governing late payments by a particular state.
The types of personal information that brightloans.net collect and share depend on the product or service you have with brightloans.net. This information can include:
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons brightloans.net chooses to share and whether you can limit this sharing.
For everyday purposes - forwarding your application to Lenders in our network, information regarding your loan application and inquiries, responding to court orders
For marketing purposes - to offer our loan marketing services to you
For joint marketing with Lenders and marketing affiliates
For our affiliates to market to you - including information about your creditworthiness
For non-affiliates, to market to you - sharing your information to third party marketers
In order to provide our services free of charge, we may display advertisements. By accessing or using this website, you expressly agree to receive these advertisements. We may provide links or automatically redirect you to third party web sites that do not operate under this Policy. For example, if you click on an advertisement presented on our site, you may be taken to a web site that brightloans.net does not operate or control.
You should always review privacy policies and terms of all third party sites you access. In addition, we may share some or all of your personally identifiable information with third party marketers and list managers with whom we have a business relationship and they may use this information to communicate with you about other business or marketing offers via telephone, direct mail, email, SMS or other channels. Standard text message rates may apply if using SMS.
Policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of brightloans.net. Changes to this Policy will be posted on the brightloans.net web site and we will revised the "last updated" date at the top of this policy. You should review this Policy each time you access the web site. If we make any material changes in the way we collect, use, and/or share personal information that may impact you, we will notify you by sending an email to the email address you most recently provided to (unless we do not have an email address for you) and/or by prominently posting notice of the changes on this web site.
Your continued use of the Site constitutes your agreement to the new Policy and its changes, and by using this Site and submitting an application to be connected to a Lender, you warrant you have done so or decided not to do so. If you do not understand any terms of this Policy, you should seek legal advice..
You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.
Bright Loans accepts borrowers with every credit background.
Fill out an online application form and wait for response to e-mail from the time of the request during business hours.Go to Form
We will find a lender who can best meet your requirements. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need (such as verification of employment, pay stubs, etc.).
Once your loan is approved, you will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, cash will directly deposit into your bank account.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited,or in a location where Brightloans.net does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. Brightloans.net is not a lender and does not make loan or credit decisions. Brightloans.net connects interested persons with a lender from its network of approved lenders. Brightloans.net does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. Brightloans.net receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Brightloans.net’s service is always free to you.
By submitting your information via this website, you are authorizing Brightloans.net and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Brightloans.net to share your information and credit history with a network of approved lenders and lending partners.
The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. Brightloans.net has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.